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Welcome to smartHomeLoans.co.uk

A secured loan can provide the best financial solution for home owners and landlords. Secured home owner loans can be your solution if you are unable to re-mortgage. However if you’re looking to consolidate debts, renovate your home, secured homeowner loans are a fast, convenient and flexible option which you can use in a way that most suits you. You decide how much you want to borrow, how long you’ll need it for.

Offering you the best homeowner loans available on the market so that you can make an informed decision that fits in with you and your budget. We work with all providers, with some that won’t lend directly to the public, so you could find a great rate here you may not find anywhere else, so you can feel secure that all of our services are of the highest standard.

Services we offer

loans from £10k - £2.5m

Loans for any purpose

Low settlement penalties

Low income accepted

All types of income considered

Consideration for those with poor credit

Up to 95% Loan to Value for self-employed

How can we help?

As an established thriving independent company, Smart Home Loans are working hard to offer ideal loan options for home owners or landlords. Whether you’re self-employed and searching for cheap secured loans or in regular employment with a poor credit rating – we will use our expertise and resources to search for the secured loan that meet your needs. We do not turn away clients solely if they have low income or bad credit. We use our years of experience to offer the best for everyone.

Secure Homeowner loans are our specialty. Business clients can use our expertise to grow their portfolio or protect themselves during a rough patch. Buy to let landlords will find carefully selected 1st and 2nd charges available to help them expand their portfolio. For those in need of finance, fast, our experience loans will help them find the money they need, when they need it.

As a lot of our work we do is online we know that, a personal relationship is essential. We do not use call centres, so whenever you call us you will speak to a member of our team and you know you are talking to a friendly expert right here. We take the time to get to know you, to understand your needs and with no hassle, stress or confusion.